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Joining the Plan
The sooner you join the Plan, the greater the advantages to you. The earlier you start saving for your retirement, the more time you give your funds to grow and the better the death in service benefits that are available.
Membership is voluntary and you will be invited to join the Plan as a Contributing member when you join the Company. And whether you are a permanent or a temporary employee your application will be welcome.
Join as soon as possible
Joining early (within your first 12 months at O2) will mean that you will be entitled to all the benefits that the Plan has to offer. Should you join outside of this first 12 months period then you will be a 'Pension Only' member and will not be entitled to the extra death in service benefits that the Plan provides - you will only be covered for a lump sum of 2 x salary on death in service rather than the enhanced death in service benefits of early joiners (3 x salary lump sum and 30% spouse’s pension).
