Skip to main content

Investment Options

Investment choices

The investment choices for Section 1 Members and those Section 2/3 Members with a retirement account are:

  • Lifestyle
  • Selfstyle
  • Default

If you choose Lifestyle your contributions will be invested for you in funds selected by the Trustee, which are adjusted as you get closer to retirement. There are three different Lifestyle arrangements for you to consider.

Selfstyle allows you to choose which funds you invest in, giving you more freedom and responsibility for your own investment strategy. The Trustee cannot be responsible for the funds you select, but will review and monitor the funds on offer against performance benchmarks.

If you do not make a selection you will be entered into the default arrangement, which is currently Balanced Lifestyle. You can also choose to invest in this arrangement, it is not only for default purposes.

Lifestyle Option

In addition to the Balanced arrangement there are two further Lifestyle arrangements available for you to choose from – Lower Risk/Return and Higher Risk/Return. Click on the link below or go to the Lifestyle Option page to find out more.


Selfstyle Option

There are nine different funds available. You can choose to invest a % of your contributions in any combination of the funds on offer ranging from putting 100% in one to putting some in all of them. The choice is completely yours.

This option gives you more flexibility and choice, but should be considered carefully.

Click on the link below or go to the Selfstyle Option page to find out more.


Do you want to know more?

Why not click on the link below to take our quick quiz to see what kind of saver you might be and what options may be of interest to you.


Further information to assist you in making your investment choices can be found by clicking the links below, which you are advised to read.