Death Benefits
There are three types of death benefit available in the Plan:
Death in retirement
In the event of your death, after your pension has come into payment the following benefits are due:
- Should you die in the first five years after you retire, a cash lump sum will be payable at the discretion of the Trustees. It will normally be the total amount of pension that would have been paid for the remainder of the five years
- If you die more than five years after your spouse or Adult Dependant will receive a pension, equal to the pension you were receiving at the date of your death, for a period of 91 days after your death
- Immediately on death if you die within five years of retirement, or at the end of the 91 day period, a spouse's or Adult Dependant's pension will become payable
![O2 Pensions [Link to homepage]](http://www.o2pensions.co.uk/.images/logo.jpg)



