Progress:

Step 3 - Why it's worth joining

There are 4 BIG reasons why it's worth starting an O2 Pension Plan today:

Save an extra 20%
The contributions that you and O2 make are paid into an investment fund, Because you're not taxed on them they are worth an extra 20% (40% for those higher rate tax payers).
Good choice of investments
Either let the Pension Plan pick your investment funds or choose the funds yourself.
The sooner you start the more you get
A pension will be set up for you and you can take up to a quarter of your fund as tax-free cash upon retirement! The sooner you start to save, the more time you have for your fund to GROW!
Security
If you die as a contributing member of the scheme, a lump sum of 3 times your salary plus an annual pension of 30% of your salary is paid to your spouse or your dependent.
If you don't join the Plan in the first year of joining O2 your dependent only gets a 2 x salary payment and nothing else.

So join now!

"I'm really glad my friends persuaded me to think about a Pension. I logged on to the O2 website and it was dead easy! It took about as long as it takes to make a coffee to join and now my future's sorted too."
Sarah

But there are some considerations you should make to ensure that the pension saving you make is appropriate for you. You should read the Considerations when joining page.